If a delivery truck hits your car in Kentucky, you might feel overwhelmed. Knowing the right steps to take can help you manage the aftermath effectively and protect your interests.
Check for safety and report the accident
Right after the car crash, check if anyone needs immediate medical help. If there are injuries, call 911. Regardless of the damage, it’s wise to report the accident to the police. A police report provides an official record that can be vital later, especially when dealing with insurance claims.
Document everything
While waiting for the police, start gathering as much information as possible. Take photos of your car from different angles, clearly showing the damage. Also, photograph the truck, the surrounding area, and any relevant street signs or traffic signals.
Exchange information with the delivery driver, including their name, contact details, and insurance information. If there are witnesses, ask for their contact information as well.
Notify your insurance company
Inform your insurance company about the accident as soon as possible. Provide them with all the details and the evidence you’ve collected. This step is crucial as it starts the claims process. Be honest and thorough when describing the incident to avoid any delays. Do not admit to any fault when talking with your insurance company, just stick to the facts.
Keep track of all related expenses
Keep receipts and records of any expenses related to the accident, including medical bills, car repairs, and other costs. These documents are important for getting reimbursed correctly from the insurance claim.
Taking the right steps after a collision with a delivery truck can significantly impact the outcome of your claims and recovery process. Remember, your safety and well-being come first, so take the necessary precautions during and after the incident.